There Are No Dumb Questions This guide covers a lot of ground quickly and skips some finer points of credit card processing.
There's no obligation at all, and Card Fellow is 100% free. We welcome your questions about this guide or credit card processing via Facebook. Our goal is to help small businesses get competitive credit card processing rates through education and service.
So, your comments about this guide and ways we can improve it are encouraged. First Things First This no-nonsense guide will put you on the fast track to low credit card processing fees by teaching you the truth about charges, and then showing you how to put your new knowledge to work comparing processors.
The card brands don't directly issue credit cards to consumers or merchant accounts to businesses.
Instead, Visa and Master Card oversee a network of issuing and acquiring banks working in association to do the legwork.
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This is why American Express's rate remains the same regardless of which processor handles a business's Visa, Master Card and Discover transactions.
Discover: The operational model of Discover's network falls somewhere between the associations of Visa and Master Card and the closed-loop scenario of American Express.
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